cheap insurance on classic cars for a 17 year old

[russefireball93]

Hi im soon to be 17 and have been looking at cars, some classic,some not. i have always liked the rover p6 an odd choice i know for a 17 year old !! i wanna get the 2200tc model. I did an insurance quote on one with my dad as the main driver ( 6 years no claims and licence for 32 yrs) and me as an extra driver. it came out at a whopping 2100 quid a year !! How can i lower this or can i atall :sad2: this is odviously way too much, considiering i could inure a golf mk4 1.6 for about 900 quid. the car would be on a driveway and only used for about 5000 miles a year. help!!

 

[pgarner]

could be the larger engine displacement along with it being a classic car as such

best bet would be to get yourself through your test and then past plus this will give you a better idea of prices - remembrer most insurance companies will charge more for a newly qualified driver than a learner due to the fact you dont need aybody sitting beside you

 

[lutonmatt]

all what pg said

and also i think they dont give the discounts on classics till your a bit older know some dont do it till your 21 some 25 and also goes on the car if its a slow old think or a faster one with a big engine

 

[obi_waynne]

Don't get your parents to "front" your insurance as you will only be covered as an occasional driver.

Try an old Beetle or similar and get a quote from a specialist like Adrian Flux. At 17 the insurance on anything will be prohibitively expensive even on something with a 1.0 engine.

 

[turbonutter69]

Give Peformance Direct a call. It doesn't matter how many NCB you have because if you insure a classic car they don't use NCB. Also you don't earn any NCB on most classic insurance policies.

 

[ez64]

Actually most you do now thats kit cars, the XJS is gaining NCB on a classic 8000 mile £200 policy.

 

[turbonutter69]

My Cab is on classic insurance and they don't use No Claims. Nor does it build any up.

 

[fezzafii]

I was insured with Footman James at 17 on a Hillman Imp. Give them a call but they may not like the engine size (imp was an 900cc). Bonus is I only paid £600 for it. Few mates has MG midgets and were paying about £800 if this helps (1500cc).

Cheers,

Adam